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Save interest on big purchases with a 0% intro APR. Get zero interest for up to 15 months or more. Compare 0% intro APR cards of 2020 and apply. 2020's Best 0% Intro APR Credit Cards Below are our picks for 2020's best 0% introductory offers. These cards allow cardholders to carry a balance interest-free for a number of months before the regular APR. There are a lot of cards available that can offer 0% APR on purchases, however, not many do it with a time horizon as long as the Citi Simplicity® Card from Citi, a Credit Cards Explained advertiser. With an 21-month introductory period, this is one of the best cards for receiving 0% APR on balance transfers. 11.02.2020 · Business Low Interest and 0% Intro APR Balance Transfers Cash Back Rewards Travel. Search stories by topic Search populartopics. Cashing In Q&A columns Get to the Points Keeping Score Wealth and Wants Reaping Your Rewards Have Cards, Will Travel Research and Statistics Credit Scores and Reports Rewards Programs.

Just take note that, even for a balance at 0% APR, you’ll need to make at least a minimum payment each month. If you don’t pay by the due date, you’ll face late fees and may lose that intro APR offer, and instead be given a high penalty rate usually 29.99%. You’ll also want to pay your balance in full by the time the intro APR offer ends. When you do the math, interest savings on credit cards with significant 0% intro periods add up. Provided you use these types of cards responsibly and factor in the balance transfer fee, a 0% intro APR credit card can offer a quicker way to repay existing debt or help you buy that high-value item sooner without incurring interest. Compare 0% intro APR business cards. A 0% intro APR business credit card can save you a lot of money on interest during your first year of card membership. Just make sure to compare other perks to get the best option for your business. Citi offers a line of 0% Intro APR credit cards. Read More Read More. Explore the features and benefits of each unique card and choose which one fits your lifestyle best. Review and select one of Citi's 0% Intro APR credit cards for use on purchases or balance transfers. Read Less. Chase offers low interest credit cards with an introductory 0 percent APR that can save you money when you transfer your balances. Apply for a 0 percent interest credit card today.

0% Intro APR on balance transfers for 21 months from date of first transfer. All transfers must be completed in first 4 months. After that, the variable APR will be 16.24% - 26.24%, based on your creditworthiness. 0% Intro APR on purchases for 12 months from date of account opening. 0% Intro APR for 12 months on purchases from the date of account opening. After your intro period has ended, the APR will be a variable 16.24% - 26.24% depending on your credit. If you choose to transfer a balance, a fee of either $5 or 5% of the amount of each transfer, whichever is greater, will apply.

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